BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:James W. Spertus
N;CHARSET=UTF-8:Spertus;James;W.;;
UID;CHARSET=UTF-8:james-w-spertus
EMAIL;CHARSET=UTF-8;type=WORK,INTERNET:jspertus@spertuslaw.com
LOGO;TYPE=JPEG:https://res.cloudinary.com/spertus-landes-umhofer/image/upload/v1754419440/SJM-logo-hero_onkryz.jpg
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
TEL;TYPE=WORK,VOICE:(310) 826-4700
TEL;TYPE=WORK,FAX:(310) 826-4711
TITLE;CHARSET=UTF-8:Managing Partner
ORG;CHARSET=UTF-8:Spertus\, Josephs & Minnick\, LLP
REV:2026-04-09T04:58:13.070Z
END:VCARD
